좋은 빚 ? 나쁜 빚

좋은 빚(대출)은 3가지 전제 하에 가능하다.

1. 만기가 길고
2. 이자가 싸고
3. 원할 때 상환할 수 있는 것

빚(대출)도 내 능력이다.
당연히 빚을 무서워하지 말고 내 친구라고 생각하여 레버리지를 사용해서 최대한 효과를 내야 한다.


Good Debt vs. Bad Debt: An Overview

There certainly is an argument to be made that no debt is good debt. But borrowing money and taking on debt is the only way many people can afford to purchase important big-ticket items like a home. While those kinds of loans are usually justifiable and provide value to the person taking on the debt, there is another end of the spectrum that involves debt that's taken on carelessly. While it's easy to differentiate between these two extremes, some other debts are harder to judge.

Good debt has the potential to increase your net worth or enhance your life in an important way.

Bad debt involves borrowing money to purchase rapidly depreciating assets or only for the purpose of consumption.

Determining whether a debt is good or bad sometimes depends on an individual's financial situation, including how much they can afford to lose.